Desert home beneath Arizona mountains at golden hour

Opeam Group — Real Estate & Mortgage Brokerage

Real estate.Mortgage.Under one roof.

One team handling your transaction and your financing — buying, selling, or refinancing without the friction between realtor and loan officer.

Hablamos Español

Real Estate SalesMortgage Brokerage50+ Lending PartnersOne Trusted TeamFaster ClosingsReal Estate SalesMortgage Brokerage50+ Lending PartnersOne Trusted TeamFaster Closings
Real Estate SalesMortgage Brokerage50+ Lending PartnersOne Trusted TeamFaster ClosingsReal Estate SalesMortgage Brokerage50+ Lending PartnersOne Trusted TeamFaster Closings
01

Chapter 01 — Who We Are

A full-service brokerage, under a single umbrella.

We are a full-service real estate and mortgage brokerage team. By bridging real estate transactions and mortgage financing, we provide a streamlined, end-to-end experience for clients buying, selling, or refinancing their homes.

Arizona sky — sunlight through a saguaro cactus at golden hour

Fig. 01 — Arizona sky, golden hour

02

Chapter 02 — Core Services

02.1

Real Estate Sales & Representation

Comprehensive seller representation designed to maximize home equity, streamline listing procedures, and execute smooth sales transactions.

02.2

Mortgage Brokerage Services

Direct client access to competitive wholesale lending products, customized loan options, and tailored financing solutions for buyers and existing homeowners.

03

Chapter 03 — The Advantage

50+wholesale banks & institutional lenders

As an independent mortgage broker, we maintain active relationships with more than fifty wholesale banks and institutional lenders. Rather than offering rigid, single-institution loan products, we shop the entire market to secure optimal interest rates, flexible loan terms, and personalized financing structures aligned with your specific financial profile.

04

Chapter 04 — Value Proposition

No friction between realtor and loan officer.

Clearer communication

One conversation, one team — nothing lost between your agent and your lender.

Faster closing timelines

Transaction and financing move in parallel, not in sequence.

A single trusted team

Every phase of your home buying or selling journey, managed under one roof.

05

Chapter 05 — Testimonials

Kind words from the Valley.

“Omar found us a rate our own bank couldn't touch, and Paula had us under contract in nine days. One team really does change everything.”

Sarah & Daniel M.

First-time buyers — Mesa

“Selling and buying at the same time felt impossible until OPEAM handled both sides. Clear answers, fast closing, zero drama.”

Rebecca T.

Seller & buyer — Gilbert

“Refinancing in Spanish, at my kitchen table, with no pressure. They explained every number until I was comfortable signing.”

José L.

Refinance — Phoenix

06

Chapter 05 — Your Team

The people behind the keys.

Omar Castro, Mortgage & Real Estate at OPEAM Group

Omar Castro

Mortgage & Real Estate

07

Chapter 07 — Rate Calculator

Know your monthly.

Slide the numbers to your situation and see the full monthly picture — principal, interest, taxes, and insurance. When you're ready, we'll shop 50+ lenders for your exact rate.

Home price$500,000
Down payment20% · $100,000
Interest rate6.5%
Property tax (yearly)0.60% · $3,000
Home insurance (yearly)$1,800

Loan term

Estimated monthly payment

$2,928

Estimate only — actual rates, taxes, and insurance vary. HOA not included.

Principal & interest$2,528 /mo
Property tax$250 /mo
Home insurance$150 /mo
Down payment$100,000
Loan amount$400,000
08

Chapter 08 — Seller Net Sheet

Know your net proceeds.

Selling? Slide in your numbers — sale price, what you still owe, the commission you choose to pay, and estimated costs — and see what you could walk away with.

Sold price$550,000
Mortgage payoff (what you owe)$380,000
Realtor commission5% · $27,500
Closing costs$6,000
Title fees$1,800
Repairs$5,000

Estimated net to you

$129,700

Estimate only — actual payoff, commissions, taxes, and fees vary. HOA and prorations not included.

Sold price+ $550,000
Mortgage payoff− $380,000
Realtor commission− $27,500
Closing costs− $6,000
Title fees− $1,800
Repairs− $5,000

Chapter 09 — Contact

Begin the conversation.

Tell us where you are in your journey — buying, selling, or refinancing — and a member of our team will respond within one business day.

Omar Castro

Mortgage & Real Estate

Service Area — Servicing Valley Wide, Arizona

Hablamos Español · We speak Spanish